When you are traveling abroad, it’s smart to have some sort of insurance because you will never know what will happen while you are in a foreign country. You can get robbed or get hurt and the costs could be very dear. Luckily for me I have never had any of the incidents but still I buy my insurance just to be sure. Nowadays there are quite cheap insurance available, you just need to look good.
by 
srsy07
srsy07
Thinking about horrible things to happen is bad, but for safety purposes, I agree of thinking about the insurance