Planning for a vacation? Aside from the basic like your flight and accommodation; you need to decide what type of travel money you are going to use. You would not enjoy your vacation if you do not have money to spend. You can decide to bring along with you your debit card, travellers’ checks, credit cards or cash. You need to consider the following in choosing which travel money to use:

  • Convenience, if you bring cash there is no need to look for banks or ATM
  • Safety and security, debit cards offer this just make sure that your card is part of major bank networks such as Plus and Cirrus.
  • Acceptability, not all credit cards and debit cards are accepted worldwide. Make sure that you have Mastercard or Visa cards which can be used in most parts of the world.
  • Consumer protection, cash can easily be stolen. Cards and checks offer more consumer protection because there are governing rules and regulations about it similar to ach rules and those from FTC.

This Post Has 23 Comments

  1. It is better to research well on which is the mostly used and accepted in the place you are going to travel.

    1. Agree! Para in case magka-shortage sa cash, alam natin san pwede mag-withdraw. 🙂

      1. unexpected talaga ang mga gastos during vacations so this would be a nice tip 😀

        1. Dapat may extra cash all the time 🙂

          1. Para hindi bitin ang bakasyon! Pero dapat ring magtipid 😀

  2. Tama! I think choosing our travel money is the most important thing to consider before going on a vacation. 🙂 Kelangan maraming pera para okay ang bakasyon!

    1. Pera talaga diba , the money-factor ^^

      1. Lahat ng trips bongga kung may baon lang na cash 🙂

  3. I think the best way to use is credit card or pwede rin naman ang cash. As long na meron kang money for the trip 🙂

    1. Mas maganda ang cash pero mas safe ang credit card. 🙂

  4. Yes , money is indeed a primary necessity in a trip 🙂

  5. not all credit cards and debit cards are accepted worldwide—-

    THAT’s TRUE , my tita was troubled one time in a mall because of that case

    1. So dapat part of your preparations should include knowing whether available cards mo for international transaction 🙂

  6. I will definitely bring cash and my Visa card if I travel. Just to be safe.

    1. yeah, bring both 😀

    2. Dapat lang. Parang girl scout, laging handa 🙂

      1. but sometimes, too much readiness cause disappointments :S

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